top of page
Writer's pictureCQ

6 Simple Tax Savings Opportunities


Filing your annual income taxes doesn't have to be a daunting, tedious, or overwhelming task. The following strategies will help you save money when you file your taxes.


1. Filing electronically

Filing electronically will translate into a fast refund with the possibility of fewer errors. Even if you go with a tax preparer, you can still e-file. You can file online for free through the IRS or you can file through a software solution like TurboTax, TaxCut, or Tax Act.


2. Prepare for Retirement

Verse yourself on different retirement strategies. Know the IRA limits, If you have a traditional advisor make sure that you put away the maximum amount before the end of the year. You may qualify for a deduction depending on your income, meaning that funding your IRA may lower your tax bill. If you know me- Traditional financial planning isn't my favorite way of planning for retirement. However, if you don't know of any other way, take advantage of the retirement opportunities you have available to you. You will need it in the future.


3. Consider Child Rearing Credits

Child care credits, dependent care credits, and child tax credits all translate into tax savings as long as your children meet the qualifications. For the child tax credit, the child must be under the age of 17 and for dependent-care and child-care, the child must be under the age of 13.


4. Be a Student

Students can deduct as much as $4,000 in fees and tuition for school. There are specific income requirements to consider, however, so talk to your tax preparer to find out if you qualify. Hope Credits and Lifetime Learning Credits are also available, offering valuable tax breaks annually for students.


5. Profit from Self Improvement

When qualified medical costs exceed a percentage of your adjusted gross income, such as classes to stop smoking or weight loss programs prescribed by a doctor, then these medical costs are deductible. Other deductible expenses include braces, chiropractic care, acupuncture, and eyeglasses.


6. Profit from Home Improvement

Green and eco-friendly home improvements can also mean tax savings. Check with your tax preparer to find out if any of your recent home improvements qualify for these tax credits. The most popular improvements include the removal of lead paint from your home, solar and wind technologies, improved insulation, weather stripping, and energy-efficient appliances.


7. Navigating Tax Strategy, Mastering Financial Freedom

In the realm of tax preparation, being proactive is the key to financial empowerment. At CQ Consulting Services, we invite you to break free from reactive habits and embrace a strategic approach to taxes. Let's work together to ensure you're not merely preparing for tax season but actively strategizing for year-round savings. With our expertise, you won't just navigate taxes, you'll master them.


Check out related content:





48 views0 comments

コメント


bottom of page